Advice, guides and resources
Start your property journey
Whether you’re wanting to buy your first home, ready to upsize or downsize, or searching for a buy-to-let property, our team at Aston Vaughan are here to help you.
The first step
The first step when buying a home is to register with Aston Vaughan and tell us what you have in mind:
- Price Range
- Location
- Type of property
The property market can be fast paced. If you register, you’ll be swiftly informed when a property which matches your requirements become available.
How much you can borrow?
We work with mortgage brokers Peter Sticley and Jim Maye at Finance Planning Group who will give you the best advice on what you can borrow. You can ask for a ‘mortgage in principle’ from your lender. This will give you a good idea of how much money you’ll have to spend, and it won’t affect your credit score.
If you want to sell, put your property on the market!
It’s easier to find a property to buy if your own is on the market as some vendors may not consider any offer you make.
Start looking
When you are registered (it will only take a moments of your time) we will send you alerts for new properties that might suit you – even before they appear on the website. When you have booked a viewing, we will show you around the property, and answer any questions you may have.
Find a solicitor
To buy a property, you will need a solicitor to make the process go smoothly. We can recommend some.
Had an offer?
When you have found the home of your dreams you can make an offer through the agent. Let the agent know if there are conditions attached to the offer and they will raise them with the seller.
Offer accepted?
If and when the vendor accepts your offer, the agent will prepare a Memorandum of Sale, confirm the offer the solicitors firm you are using and mortgage information in writing. You can then ask your solicitor to start the conveyancing process and any mortgage broker to make your application.
Conveyancing and survey
Your solicitor will guide you through the conveyancing process, and we will be there to keep you updated on the progress. It is advisable to get an official survey of the property you’re buying to identify any structural problems and confirm its value. When the survey and valuation report is received, you will receive a mortgage offer letter to sign and return.
Exchange and completion!
When everything is agreed by all the parties and deposits are paid, the contracts are signed and exchanged. Completion happens later, when final payments are transferred from the buyer’s solicitors’ account to the seller’s solicitors’ account. When the payments have cleared, the agent can release the keys – and you will own your new home.
